.debt-tool {
  max-width: 1060px;
  margin: 0 auto;
  display: grid;
  gap: 1.25rem;
  margin: 1.5rem 0;
}

.debt-panel,
.debt-results {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--surface);
  box-shadow: var(--shadow);
}

.debt-input-panel,
.debt-results {
  padding: 1.25rem;
}

.debt-top-controls {
  display: grid;
  grid-template-columns: minmax(180px, 1fr) minmax(210px, 1fr) auto;
  gap: 1rem;
  align-items: end;
  margin-bottom: 1rem;
}

.debt-input-group {
  display: grid;
  gap: 0.4rem;
}

.debt-input-group label {
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--text);
}

.debt-money-field,
.debt-percent-field,
.debt-date-row {
  display: flex;
  align-items: center;
  min-height: 44px;
  border: 1px solid var(--border);
  border-radius: calc(var(--radius) - 2px);
  background: var(--bg);
  color: var(--text-muted);
  overflow: hidden;
}

.debt-money-field span,
.debt-percent-field span {
  padding: 0 0.75rem;
  font-weight: 700;
  color: var(--primary);
}

.debt-money-field .input-field,
.debt-percent-field .input-field,
.debt-date-row .input-field {
  min-height: 44px;
  border: 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}

.debt-date-row {
  gap: 0;
}

.debt-date-row select {
  flex: 1;
}

.debt-date-row select + select {
  border-left: 1px solid var(--border);
}

.debt-action-stack {
  display: flex;
  gap: 0.5rem;
  align-items: center;
}

.debt-row-head,
.debt-row {
  display: grid;
  grid-template-columns: minmax(170px, 1.4fr) minmax(120px, 1fr) minmax(100px, 0.8fr) minmax(120px, 1fr) 44px;
  gap: 0.65rem;
  align-items: center;
}

.debt-row-head {
  padding: 0.4rem 0.25rem;
  font-size: 0.78rem;
  font-weight: 800;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0;
}

.debt-rows {
  display: grid;
  gap: 0.75rem;
}

.debt-row {
  padding: 0.65rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg);
}

.debt-name-field,
.debt-remove-btn {
  min-height: 44px;
}

.debt-row .input-field {
  min-height: 44px;
  width: 100%;
}

.debt-remove-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--border);
  border-radius: calc(var(--radius) - 2px);
  background: var(--surface);
  color: var(--text-muted);
  font-weight: 800;
  cursor: pointer;
  transition: var(--transition);
}

.debt-remove-btn:hover,
.debt-remove-btn:focus {
  border-color: var(--danger);
  color: var(--danger);
}

.debt-status {
  min-height: 1.4rem;
  margin: 0.85rem 0 0;
  color: var(--text-muted);
  font-size: 0.9rem;
}

.debt-status.is-warning {
  color: var(--warning);
}

.debt-status.is-danger {
  color: var(--danger);
}

.debt-status.is-success {
  color: var(--success);
}

.debt-copy-fallback {
  position: fixed;
  inset: 0 auto auto 0;
  opacity: 0;
  pointer-events: none;
}

.debt-results {
  display: grid;
  gap: 1rem;
}

.debt-hero-grid,
.debt-insight-grid,
.debt-summary-metrics {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.85rem;
}

.debt-plan-card,
.debt-insight,
.debt-summary-metrics > div {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg);
}

.debt-plan-card {
  position: relative;
  display: grid;
  gap: 0.35rem;
  min-height: 150px;
  padding: 1rem;
  overflow: hidden;
}

.debt-plan-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(var(--primary-rgb), 0.12), rgba(var(--secondary-rgb), 0.08));
  opacity: 0;
  transition: var(--transition);
  pointer-events: none;
}

.debt-plan-card.is-best {
  border-color: rgba(var(--success-rgb), 0.55);
  box-shadow: 0 0 0 1px rgba(var(--success-rgb), 0.15);
}

.debt-plan-card.is-best::before {
  opacity: 1;
}

.debt-plan-card > * {
  position: relative;
}

.debt-plan-kicker,
.debt-insight span,
.debt-summary-metrics span {
  color: var(--text-muted);
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0;
}

.debt-plan-card h2 {
  margin: 0;
  color: var(--text);
  font-size: 1rem;
}

.debt-plan-card strong {
  color: var(--primary);
  font-size: clamp(1.45rem, 4vw, 2rem);
  line-height: 1.05;
}

.debt-plan-card span:last-child {
  color: var(--text-muted);
  font-size: 0.92rem;
}

.debt-insight-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.debt-insight,
.debt-summary-metrics > div {
  display: grid;
  gap: 0.35rem;
  padding: 0.9rem;
}

.debt-insight-primary {
  border-color: rgba(var(--primary-rgb), 0.45);
  background: rgba(var(--primary-rgb), 0.08);
}

.debt-insight strong,
.debt-summary-metrics strong {
  color: var(--text);
  font-size: 1.12rem;
}

.debt-insight p {
  margin: 0;
  color: var(--text-muted);
  font-size: 0.9rem;
}

.debt-summary-metrics {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.debt-timeline-tools {
  display: flex;
  gap: 0.75rem;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  padding-top: 0.35rem;
}

.debt-segmented {
  display: inline-flex;
  min-height: 44px;
  padding: 0.2rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg);
}

.debt-strategy-btn {
  min-height: 40px;
  padding: 0 0.85rem;
  border: 0;
  border-radius: calc(var(--radius) - 4px);
  background: transparent;
  color: var(--text-muted);
  font-weight: 800;
  cursor: pointer;
}

.debt-strategy-btn.is-active {
  background: var(--primary);
  color: var(--on-primary);
}

.debt-export-actions {
  display: flex;
  gap: 0.6rem;
  flex-wrap: wrap;
}

.debt-timeline-summary {
  padding: 0.85rem;
  border: 1px solid rgba(var(--primary-rgb), 0.35);
  border-radius: var(--radius);
  background: rgba(var(--primary-rgb), 0.08);
  color: var(--text);
  font-weight: 700;
}

.debt-table-wrap {
  max-height: 520px;
  overflow: auto;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg);
}

.debt-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 760px;
}

.debt-table th,
.debt-table td {
  padding: 0.7rem 0.75rem;
  border-bottom: 1px solid var(--border);
  text-align: left;
  white-space: nowrap;
}

.debt-table th {
  position: sticky;
  top: 0;
  z-index: 1;
  background: var(--surface);
  color: var(--text);
  font-size: 0.78rem;
  text-transform: uppercase;
}

.debt-table td {
  color: var(--text-muted);
}

.debt-table td:last-child,
.debt-table td:nth-child(3) {
  color: var(--text);
  font-weight: 700;
}

@media (max-width: 900px) {
  .debt-top-controls,
  .debt-row-head,
  .debt-row,
  .debt-insight-grid,
  .debt-summary-metrics {
    grid-template-columns: 1fr;
  }

  .debt-row-head {
    display: none;
  }

  .debt-row {
    gap: 0.75rem;
  }

  .debt-remove-btn {
    width: 100%;
  }
}

@media (max-width: 640px) {
  .debt-input-panel,
  .debt-results {
    padding: 1rem;
  }

  .debt-hero-grid {
    grid-template-columns: 1fr;
  }

  .debt-action-stack,
  .debt-export-actions,
  .debt-timeline-tools,
  .debt-segmented {
    width: 100%;
  }

  .debt-action-stack,
  .debt-export-actions {
    flex-direction: column;
  }

  .debt-action-stack .btn,
  .debt-export-actions .btn,
  .debt-strategy-btn {
    width: 100%;
  }
}