/* ── Loan Calculator ─────────────────────────────────────────────────────── */

.loan-wrap {
  max-width: 1060px;
  margin: 0 auto;
}

/* ── Inputs panel ────────────────────────────────────────────────────────── */
.loan-inputs {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem 2rem;
  margin-bottom: 1rem;
}

.loan-input-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.loan-label {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
}

.loan-label-opt {
  font-weight: 400;
  text-transform: none;
  letter-spacing: 0;
  font-size: 0.75rem;
  opacity: 0.75;
}

.loan-input-wrap {
  display: flex;
  align-items: center;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  background: var(--bg);
  transition: border-color 0.15s;
  overflow: hidden;
}

.loan-input-wrap:focus-within {
  border-color: var(--primary);
}

.loan-affix {
  padding: 0 0.75rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-muted);
  background: var(--surface);
  align-self: stretch;
  display: flex;
  align-items: center;
  border-right: 1.5px solid var(--border);
  user-select: none;
  white-space: nowrap;
}

.loan-affix-right {
  border-right: none;
  border-left: 1.5px solid var(--border);
}

.loan-input-wrap input {
  flex: 1;
  border: none;
  background: transparent;
  padding: 0.65rem 0.75rem;
  font-size: 1rem;
  color: var(--text);
  min-width: 0;
  outline: none;
}

/* Term group — full width */
.loan-term-group {
  grid-column: 1 / -1;
  gap: 0.5rem;
}

.loan-term-btns {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
}

.loan-term-btn {
  padding: 0.35rem 0.85rem;
  font-size: 0.875rem;
  font-weight: 600;
  border-radius: 6px;
  border: 1.5px solid var(--border);
  background: var(--bg);
  color: var(--text-muted);
  cursor: pointer;
  transition: var(--transition);
  min-height: 36px;
}

.loan-term-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
}

.loan-term-btn.is-active {
  background: var(--primary);
  border-color: var(--primary);
  color: var(--on-primary);
}

.loan-term-input-wrap {
  margin-top: 0.5rem;
  max-width: 180px;
}

/* Date selects */
.loan-date-row {
  display: flex;
  gap: 0.5rem;
}

.loan-date-row select {
  flex: 1;
  padding: 0.65rem 0.5rem;
  font-size: 0.875rem;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  background: var(--bg);
  color: var(--text);
  cursor: pointer;
  outline: none;
  transition: border-color 0.15s;
  min-width: 0;
}

.loan-date-row select:focus {
  border-color: var(--primary);
}

/* ── Hero card ───────────────────────────────────────────────────────────── */
.loan-hero {
  background: linear-gradient(135deg, var(--primary) 0%, rgba(var(--primary-rgb), 0.8) 100%);
  border-radius: var(--radius);
  padding: 1.75rem 2rem;
  color: var(--on-primary);
  margin-bottom: 1rem;
}

.loan-hero-label {
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: rgba(var(--on-primary-rgb), 0.75);
  display: block;
  margin-bottom: 0.3rem;
}

.loan-monthly-amount {
  font-size: 3rem;
  font-weight: 800;
  color: var(--on-primary);
  line-height: 1;
  font-variant-numeric: tabular-nums;
  margin-bottom: 1.25rem;
  display: block;
}

/* Breakdown bar */
.loan-bar-wrap {
  margin-bottom: 1.25rem;
}

.loan-bar {
  height: 8px;
  background: rgba(var(--on-primary-rgb), 0.25);
  border-radius: 4px;
  overflow: hidden;
  margin-bottom: 0.4rem;
}

.loan-bar-fill {
  height: 100%;
  width: 50%;
  background: rgba(var(--on-primary-rgb), 0.85);
  border-radius: 4px;
  transition: width 0.35s ease;
}

.loan-bar-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.8rem;
  color: rgba(var(--on-primary-rgb), 0.8);
}

.loan-bar-dot {
  display: inline-block;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  margin-right: 0.3rem;
  vertical-align: middle;
}

.loan-bar-dot-p { background: rgba(var(--on-primary-rgb), 0.85); }
.loan-bar-dot-i { background: rgba(var(--on-primary-rgb), 0.3); }
.loan-bar-dot-trailing {
  margin-left: 0.3rem;
  margin-right: 0;
}

/* Stats grid */
.loan-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.6rem;
}

.loan-stat {
  background: rgba(var(--on-primary-rgb), 0.12);
  border-radius: 8px;
  padding: 0.7rem 0.9rem;
}

.loan-stat-label {
  font-size: 0.72rem;
  color: rgba(var(--on-primary-rgb), 0.7);
  display: block;
  margin-bottom: 0.2rem;
  font-weight: 500;
  white-space: nowrap;
}

.loan-stat-value {
  font-size: 0.975rem;
  font-weight: 700;
  color: var(--on-primary);
  font-variant-numeric: tabular-nums;
}

/* ── Extra payment card ───────────────────────────────────────────────────── */
.loan-extra-card {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  background: rgba(var(--primary-rgb), 0.07);
  border: 1px solid rgba(var(--primary-rgb), 0.25);
  border-radius: var(--radius);
  padding: 1rem 1.25rem;
  margin-bottom: 1rem;
  font-size: 0.9rem;
  line-height: 1.5;
  color: var(--text);
}

.loan-extra-icon {
  font-size: 1.2rem;
  flex-shrink: 0;
  margin-top: 0.05rem;
}

/* ── Toolbar ─────────────────────────────────────────────────────────────── */
.loan-toolbar {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-wrap: wrap;
  margin-bottom: 0.75rem;
}

.loan-toolbar-actions {
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.loan-toolbar .btn {
  min-height: 44px;
}

.loan-schedule-toggle {
  margin-left: auto;
}

/* ── Status ──────────────────────────────────────────────────────────────── */
#loanStatus {
  font-size: 0.875rem;
  color: var(--text-muted);
  min-height: 1.25rem;
  margin-bottom: 0.5rem;
  text-align: center;
}

/* ── Amortization table ──────────────────────────────────────────────────── */
.loan-schedule-wrap {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  margin-bottom: 1rem;
  overflow-x: auto;
}

.loan-schedule-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.875rem;
  min-width: 520px;
}

.loan-schedule-table th {
  background: var(--surface);
  padding: 0.6rem 1rem;
  text-align: right;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--text-muted);
  border-bottom: 1px solid var(--border);
  white-space: nowrap;
}

.loan-schedule-table th:first-child,
.loan-schedule-table th:nth-child(2),
.loan-schedule-table td:first-child,
.loan-schedule-table td:nth-child(2) {
  text-align: left;
}

.loan-schedule-table td {
  padding: 0.45rem 1rem;
  text-align: right;
  color: var(--text);
  font-variant-numeric: tabular-nums;
  border-bottom: 1px solid var(--border);
}

.loan-schedule-table tr:last-child td {
  border-bottom: none;
}

.loan-schedule-table tbody tr:hover td {
  background: rgba(var(--primary-rgb), 0.04);
}

.loan-td-principal { color: var(--primary) !important; font-weight: 500; }
.loan-td-interest  { color: var(--text-muted) !important; }
.loan-td-balance   { font-weight: 500; }

/* ── Responsive ──────────────────────────────────────────────────────────── */
@media (max-width: 640px) {
  .loan-inputs {
    grid-template-columns: 1fr;
    padding: 1rem;
    gap: 1rem;
  }

  .loan-term-btns {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
  }

  .loan-term-btn {
    text-align: center;
  }

  .loan-term-group {
    grid-column: 1;
  }

  .loan-term-input-wrap {
    max-width: 100%;
  }

  .loan-hero {
    padding: 1.25rem;
  }

  .loan-monthly-amount {
    font-size: 2.25rem;
  }

  .loan-stats {
    grid-template-columns: 1fr 1fr;
    gap: 0.5rem;
  }

  .loan-toolbar {
    flex-direction: column;
    align-items: stretch;
  }

  .loan-toolbar-actions {
    flex-direction: column;
  }

  .loan-toolbar .btn {
    width: 100%;
    text-align: center;
    justify-content: center;
  }

  .loan-schedule-toggle {
    margin-left: 0;
    width: 100%;
    text-align: center;
  }

  .loan-schedule-table th,
  .loan-schedule-table td {
    padding: 0.45rem 0.6rem;
    font-size: 0.8rem;
  }
}